General Loan Information

  • In person at our office.
  • Proof of Income.
    • If Port Authority Employee – Most current pay stub (80 hours)
    • Non Port Authority Employee – 2 most current pay stub and last year W-2
    • Retired Port Authority Employee – Current year US Bank Statement and/or current year Social Security award letter.
    • If additional Income – 2 most current pay stubs and W-2
  • Loan applications can be taken by any PAAC employee.
  • All loan applications are reviewed by the Loan Officer (usually on Wednesday of each week).
  • You may pay off a loan at any time with no pre-payment penalty.
  • We never charge pre-payment penalties.

New & Used (Cars, Trucks, Motorcycles)

Finance up to $45,000 (New) or $35,000 (used up to 5 years old) of the purchase price or appraised vehicle value, including tax & license.

Personal Loans

  • For home improvement, car repair, vacations, etc.
  • Click to estimate payment.

Share Secured Loans

You may use funds in your share accounts as collateral for a loan. The amount of shares used as collateral are frozen in relation to the balance of the loan account.

  • Loan applications can be taken by any PAAC employee.